Canadian Debt Liberty
Canadian Debt Liberty
  • Home
  • Mortgage Brokers
  • Credit Bureau Disputes
  • Contact

Using Canadian Debt Liberty helps you close more deals, protect your client, and improve your file.

review a file

Refinance Smarter. Resolve the Debt. Protect the Deal.

 

Canadian Debt Liberty works with a network of experienced professionals to negotiate the resolution of unsecured consumer debt—without the use of consumer proposals or credit counselling programs.

We collaborate closely with mortgage brokers and lenders, most often structuring settlements using proceeds from a refinance or other lump-sum source. This approach allows unsecured creditors to be paid less than the full balance owed, helping clients exit transactions with fewer liabilities and improved cash flow.

This program is well-suited for homeowners with unsecured debts such as collections, judgments, write-offs, liens, writs, or garnishments, where equity or lump-sum funds are available.

A Win for Everyone Involved

Benefits for the Client

 

  • Resolve unsecured debt and reduce overall cost
     
  • No consumer proposal or credit counselling
     
  • Cease collection activity
     
  • Improve cash flow and financial stability
     
  • Strengthen the qualification for new financing
     
  • Reduce future credit and interest-rate risk

Benefits for the Lender

 

  • Strengthen the exit strategy

  

  • Lower compliance exposure per transaction
     
  • Clear allocation of funds toward debt resolution
     
  • Stronger post-close borrower profile
     
  • More sustainable long-term lending outcome

Benefits for the Mortgage Broker

 

  • Improved LTV and TDS ratios
     
  • Higher approval and close rates
     
  • Simplified file structuring
     
  • Stronger client outcomes and referrals
     
  • Offsets borrowing costs with savings

Frequently Asked Questions

Please reach us at info@canadiandl.ca if you cannot find an answer to your question.

 Most cases are resolved within approximately 5–10 business days, depending on the number of creditors and file complexity. We work within typical refinance timelines and coordinate closely to avoid delays. 


 No. There are no upfront fees. Costs are typically covered through mortgage proceeds and are controlled and authorized by the client’s Independent Legal Representation (ILR) as part of the closing process. 


The time it  Yes. Once unsecured debts are resolved, credit scores generally begin improving immediately. When combined with responsible post-close practices—such as lower utilization and on-time payments—clients often see rapid and sustained improvement.  to see results from our Marketing services varies depending on the service and the client's goals. We work to achieve the best results as quickly as possible.


Examples

ButtonButtonButtonButton

Canadian Debt Liberty INC.

Copyright © 2026 Canadian Debt Liberty - All Rights Reserved.

Powered by GoDaddy

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept