Canadian Debt Liberty works with a network of experienced professionals to negotiate the resolution of unsecured consumer debt—without the use of consumer proposals or credit counselling programs.
We collaborate closely with mortgage brokers and lenders, most often structuring settlements using proceeds from a refinance or other lump-sum source. This approach allows unsecured creditors to be paid less than the full balance owed, helping clients exit transactions with fewer liabilities and improved cash flow.
This program is well-suited for homeowners with unsecured debts such as collections, judgments, write-offs, liens, writs, or garnishments, where equity or lump-sum funds are available.



Please reach us at info@canadiandl.ca if you cannot find an answer to your question.
Most cases are resolved within approximately 5–10 business days, depending on the number of creditors and file complexity. We work within typical refinance timelines and coordinate closely to avoid delays.
No. There are no upfront fees. Costs are typically covered through mortgage proceeds and are controlled and authorized by the client’s Independent Legal Representation (ILR) as part of the closing process.
The time it Yes. Once unsecured debts are resolved, credit scores generally begin improving immediately. When combined with responsible post-close practices—such as lower utilization and on-time payments—clients often see rapid and sustained improvement. to see results from our Marketing services varies depending on the service and the client's goals. We work to achieve the best results as quickly as possible.
Canadian Debt Liberty INC.
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